PKO Bank Polski is the biggest financial institution in Poland which offers a full range of banking products and services to retail and corporate customers. Within its Corporate Division, the Bank delivers tailor-made solutions for the real estate sector, from development financing to medium-term investment loans in all real estate subsectors: office, retail, warehouse and residential projects located in primary and secondary cities. Except for the standard real estate loans the Bank delivers complex financing solutions based on combination of different types of debt including bonds and mezzanine. The Property Finance Team within Construction & Property Finance Department, dedicated solely to financing of real estate projects, offers its clients the competence of experienced staff and ongoing assistance on each phase of financing process. With its high financial capacity the Bank is an active player on the syndication market for high volume transactions as well as being capable of absorbing such transactions on his own.
Name of company
PKO Bank Polski S.A.
Department head or senior representative in CEE, real estate
Agata Gola, Head of Property Finance
Department head or senior representative profile
Agata Gola is responsible for property finance at PKO Bank Polski, leading a team of professionals dealing with commercial real estate financing. Prior to joining PKO Bank Polski in 2014, she was responsible for establishing and management of the real estate finance division at Nordea Bank Polska. Agata has over 18 years of professional experience in corporate banking sector. She was also employed by BNP Paribas Bank and Bank BPH (HVB Group).
Portfolio of credit transactions in CEE region (betweeen October 2018 and September 2019)
over EUR 220 mln
Value of transactions in the real estate market in CEE region (between October 2018 and September 2019, in EUR)
-
Value of credit and refinancing for shopping centres in CEE region (between October 2018 and September 2019, in EUR)
-
Value of credit and refinancing for offices in CEE region (between October 2018 and September 2019, in EUR)
over EUR 80 mln
Value of credit and refinancing for warehouses in CEE region (between October 2018 and September 2019, in EUR)
over EUR 140 mln
Please say why you should be considered for the award
The bank is active both in the field of development financing and investment loans delivered in bilateral transactions or syndicated structures where the Bank can play the leading role as arranger, agent, security agent or account bank with the high volume stakes. Among the transactions concluded during last year the following should receive a special recognition:
• PKO Bank Polski as a sole arranger, underwriter and lender provided a EUR 50 mln construction/investment loan for the development of an Amazon distribution centre in Pawlikowice near Łódź, Poland. This was the third Amazon warehouse development financed by PKO Bank Polski after the Kołbaskowo fulfilment centre near Szczecin and distribution centre in Okmiany near Legnica;
• PKO Bank Polski as a sole arranger, underwriter and lender provided EUR 50 mln financing for the development of 100.000 sqm warehouse complex Panattoni Park Wrocław XI, anchored by Pantos Logistics Poland and developed by Panattoni;
• PKO Bank Polski as a sole arranger, underwriter and lender provided EUR 42 mln financing to Korean investor IGIS Asset Management for acquisition of 120.000 sqm Zalando Longue distribution centre near Olsztynek;
• PKO Bank Polski as a sole arranger, underwriter and lender provided a EUR 50 mln construction/investment loan to Echo Investment for the development of office complex Moje Miejsce in Warsaw;
• PKO Bank Polski as a co-arranger, credit agent and co-lender provided the construction/investment loan in the total amount of EUR 136 mln to Ghelamco for the development of the 45-storey Warsaw Unit office at Rondo Daszyńskiego in central Warsaw
